DISQUS

AMERICAblog: McCain offers bold '$5,000 tax credit' for health insurance

  • aquarius2 · 1 year ago
    Could it be any more obvious that McCain does not have a clue what this economy is all about. Where, oh, where is our candidate to refute this crap from McCain because the media sure as hell isn't going to do it.
  • Polly_Tics · 1 year ago
    Aquarius,
    Heck I would be satisfied at this point with a Democratic party that went after McSame with the same vigor they are going after each other!
  • Fireblazes(cheetohsandcatfood) · 1 year ago
    So how does a 5000 dollar tax credit help a Burger King fry cook get insurance?

    Answer: It doesn't, but it gives the owner of the store another fantastic tax cut.
  • mf_roe · 1 year ago
    American Health Care is a scam. The best medical care I ever had was a HMO the best system if it is run the way that it is suppose to work. What we have today is nothing more than an extortion racket. Sadly most Americans are so ignorant of basic economics that they accept totally criminal arrangements as "HEALTH INSURANCE"
  • mf_roe · 1 year ago
    Tip Thief ,you twit, workman's comp is not health care. And if it was you just advocated socialized medicine.
  • lilybart · 1 year ago
    McCain's plan includes ending incentives for employers to offer insurance and since that is how most people are covered, I wish him good luck.

    Our family insurance on our own is over $23,000 a month. One small child, all are healthy. What is a $5000 credit to us?
  • Polly_Tics · 1 year ago
    mf_roe 14 minutes ago
    --------------------------------------------------
    Unfortunately, we don't really have a choice at this time. We either take what our companies provide, buy our own (cost is prohibitive) or we pressure our politicians to revise the system. The problem here is also that our country is pretty much bankrupt leaving us no monies for any Health Care Reform.

    I swear Canada is looking better to me every single day...
  • vegasbaby · 1 year ago
    this is is what will bring john mc cain to his knees...

    "let's go to the tape bob"

    http://www.youtube.com/watch?v=VFknKVjuyNk

    "100 years in Iraq is fine with me"

    put this in everyone's mail box...

    this war has bankrupted america..

    .and bin laden is somewhere in a cave laughing his ass off
  • donotmakemecomedownthere · 1 year ago
    This is the most ridiculous, idiotic, fraudulent ponzi scheme in history.

    Let's see. $5,000, times, say, 100 million Americans, equals a guaranteed 2009 income of $500 billion for the health insurance industry. That is one powerful lobby that has McCain by the nads.

    Luckily, by next week, he'll have forgotten that he ever said it.
  • mf_roe · 1 year ago
    Polly_Tics

    I pay $85 every two weeks for family coverage with Blue Cross Blue Shield Federal. I pick the doctor, I pick the hospital. DON'T believe the crap that we can't make the American system work. The Medical Robber Barons don't want the system to work because they will lose hugh profits. American health care is operated as an extortion racket by corporate goons.
  • johnsonFamily · 1 year ago
    Chris you've got this one just right! Now why can't our side take these simple observations about their side's philosophy and present them plainly and credibly to all the people who can vote? And then why can't our side do that and say it again and again until I can remember the words as well as I can remember the words of the most recent ED drug commercial?
  • vegasbaby · 1 year ago
    "100 years in Iraq is fine with me"

    this is what will bring mc cain down...

    the dems won the 06 elections on the anti war vote....

    http://www.youtube.com/watch?v=VFknKVjuyNk
  • Polly_Tics · 1 year ago
    mf_roe 1 minute ago
    ------------------------------------------------
    You are VERY lucky, most don't have such a cheap and easy health care program, especially IF you have a preexisting condition. What on earth can we, as mere humans, expect to do to improve the situation?
  • mf_roe · 1 year ago
    Polly_Tics

    Many states have regulatory bodies that oversee insurance companies. That usually set caps on rate of return and premiums. Their true worth is in cases where the paperwork is public record. If you knew what the assholes that run the medical insurance companies are raking off the table you would be marching in the streets. If you think the oil companies are making a killing you would be shocked by the windfalls the insurance/drug/medical equipment complex is raking in. Cross ownership and price fixing along with refusal to remove bad doctors who drive malpractice insurance to astronomical levels.
  • Polly_Tics · 1 year ago
    mf_roe
    -------------------------------------------------------------------
    Many of the regulatory bodies that oversaw insurance companies either no longer exist or they are vastly decreased. What was once a viable and very helpful program in California is now gone thus that "type" of help is nonexistent. Many people lost their policies or they became just far too expensive to keep up.

    I know all too well how corporations run a muck with greed in the insurance biz and what has happened to the system is positively shameful. Citing the greed of these companies does NOT revise the issues of poor, minimal or no health care for our people.

    It is great that your family is so lucky, but you are just that, with many if not most, having little choice in what to do.
  • Malcolm · 1 year ago
    I had occasion to investigate the records of the Maryland Insurance Commission about 15 years ago and believe me, they just do what the insurers want them to do. I doubt whether any other state's insurance commission is any different.
  • BeardyMan · 1 year ago
    OK, I'm an accounting student, and a big know it all, so I just have to point out that a "tax credit" and a "tax deduction" are two very different things - you get more money back from a credit than you do for a deduction.

    The way I figure it, if this works like other tax credits, somebody making around $44K a year (or more) with no kids, student loans, mortgae interest, or any other kind of deduction or credit could probably get the whole $5,000 back. If your making less, you get less back regardless of how much your insurance would cost.

    So this plan MIGHT give a little relief to everyone except those who need it most, but it doesn't even acknowledge, much less solve, the underlying problems with our health care system and will probably make the deficit worse.
  • Malcolm · 1 year ago
    So very, very true, except possibly the number for family care. How about more than $12,000 yearly for one adult with no claims for four years? Could someone please explain why our candidates aren't jumping all over this?
  • mf_roe · 1 year ago
    Polly_Tics

    All you can do is educate the people who vote. When voters wake up and realize that they get what they will accept, they might start making more effort to select better Representatives. The most harmful scam ever pulled by the powerful is to convince most Americans that our problems can't be fixed and we just have to learn to live with the pain. Most bitch and moan and vote the same people back into office time after time regardless of the lack of improvement. Vote out All incumbents until we find some who can produce results the voters want.
  • Polly_Tics · 1 year ago
    The biggest scam ever was the notion that it was to the peoples advantage to actually vote AGAINST their best interest.

    It's done with cultural WEDGE issues and the Republicans have it down to a science...
  • Polly_Tics · 1 year ago
    mf_roe
    -----------------------------------------------------
    Sorry, that last comment was for you...my fingers stopped working.
  • Polly_Tics · 1 year ago
    Mf_roe
    -------------------------------------------------------------
    Sorry, but I have been home sick this week and I think it's time for hot tea and cinnamon toast (and maybe a bit of brandy!).

    Nice seeing you again, please do be well!
  • mf_roe · 1 year ago
    G" Night. Polly
  • DanInHouston · 1 year ago
    $5,000 will never work for anyone - especially those of us with a preexisting condition or two.
  • Ben Dover · 1 year ago
    WOW! A whole $5K tax credit! That would mean that you could stay in the Emergency Room waiting area for almost an entire HOUR!

    Sweet buttered Baby Jeebus! I'm gonna vote for McSame for sure now!

    /snark
  • bulldog909 · 1 year ago
    The 5k is to buy insurance, fool. Not to cover medical expenses. My insurance costs less than half that, so don't tell me it can't be done.
  • nicho · 1 year ago
    BeardyMan 1 hour ago

    OK, I'm an accounting student, and a big know it all, so I just have to point out that a "tax credit" and a "tax deduction" are two very different things - you get more money back from a credit than you do for a deduction.

    The way I figure it, if this works like other tax credits, somebody making around $44K a year (or more) with no kids, student loans, mortgae interest, or any other kind of deduction or credit could probably get the whole $5,000 back. If your making less, you get less back regardless of how much your insurance would cost.


    Have you priced private health insurance lately. I had to. With the premiums, deductible, co-pays etc., the best I could do would have meant $16,000 out of pocket for just me, all by myself, assuming I ever had to use the plan. If I didn't use it at all, it would have cost $7,800. Even if I were making $44,000, I couldn't afford it. So, I couldn't pay it upfront, meaning I wouldn't get the tax credit.

    In John McCain's world, "middle class" is someone who makes over $200,000 a year. Remember, this is the guy who said most Americans wouldn't go to AZ to pick lettuce for $50 an hour -- or $100,000 a year.
  • bulldog909 · 1 year ago
    Where did you get that price? I pay for my own insurance, BlueCross, and it's about $250 per month. Had it for 8 years now. Used to cost $120. Still way under the $5000 McCain's credit would cover. I think your numbers are pure BS.
  • DCinDC · 1 year ago
    GOP plans half-million hit on Obama

    Here is the pefect example of how the GOP works. Get a 527 to paint a candidate into a corner. The Democrats have to get just as mean and dirty if they expect to win in November.

    http://www.politico.com/news/stories/0408/9933....
  • TomJoad · 1 year ago
    WHERE the HELL are the cries of "ELITIST" when you get some scumbag like this, that has both a stinking rich wife, and a health plan FAR above the average from congress, and he figures THIS is good enough for "the rest of us".

    I'm fucking FED UP with people in the governmnet whining how "government doesn't work", then get the hell out pissant, and let someone in there that believes there ARE some things the government is BEST at.

    Jesus...a 10 year old would know the problems wtih his plan
  • BeccaM · 1 year ago
    Fat lot of good that does for those with little or no income taxes to be credited in the first place. Worse, for those who cannot get insurance of any kind due to lack of prior coverage and/or pre-existing conditions.

    Then again, I wouldn't expect a pampered guy like McCain to understand the plight of ordinary people. There has not been a single day in his adult life where he's had to actually pay for healthcare.

    "Let them eat tax credits" remains the clarion call of those who've never been poor.
  • bulldog909 · 1 year ago
    Learn how credits work. If you owe less in taxes, then you get the money back. So people with little or no income would get 5k in rebates to buy insurance. As far as McCain paying for his insurance, he paid for it through his jobs (Navy, Senate) just like most people.
  • TomJoad · 1 year ago
    well golly gee Bulldog. I guess you are just so incredibly average that ALL people have the same health history as you, and I guess you are hopefully an old geezer cause lord knows insurance companies don't jack it up, and I guess you have been sick and in the hospital a time or two so you know how much EVERYONES health insurance is going to cost?

    Putz.

    And his plan doesn't even address (in fact, it Makes it WORSE) the biggest overhead in medical costs...the adminsitration. More money gets wasted finding out WHO is going to pay WHAT in the current sytem. McCain gets way above average through his "job" as congressman....Congress has a fantastic plan, in contrast with MOST of the other ones.

    You must be a lobbyist for the insurance companies. Everyone else is wise to the bullshit.
  • bulldog909 · 1 year ago
    Obviously you know very little about health insurance. When you buy a plan you are in a group for your age and that sets the rate. Rates will vary based on age and location, certainly. I have friends in NYC that pay twice as much - but still less than the 5k. More to the point, if your expenses are greater, so what? You're still getting 5k more than now. Who said it had to be free for you? (Which just means someone else has to pay for you)
  • Your_Uncle_Bastard · 1 year ago
    Creating tomorrow's problems, today...it's John McCain.

    BRILLIANT! POTD! :-) I want to see some shirts featuring that at the Americablog store.
  • Your_Uncle_Bastard · 1 year ago
    bulldodge, WTF? No one in Congress pays dime one for their Cadillac health care plan! That's why we call it a "golden parachute", buddy. They parasail away into retirement never having to give one flying fuck what health care might cost for a catastrophic illness, nor having to choose between eating, paying the electric bill, or covering a month's prescriptions.

    I am mindful of AJ's exhortation to try to come to common ground with folks whose opinins differ from mine, but what you've expressed so far appears, well...ignorant and hard-hearted are the most charitable ways to describe it.

    Health care is a human right, and should NOT be limitless opportunity for big business to fuck over the little guy! Guess that's why life expectancies in the US are falling, while "Old Yurp!" is doing just fine.
  • Malik · 1 year ago
    McCain's tax credit won't help people on low incomes at all.
  • TomJoad · 1 year ago
    Bulldog, you gloss over a lot. I am an American living in Norway (15 years now) and I gotta say, national health care is THE only way. It works. It isn't free, but when it comes from taxes, it is sliding scale, and having ONE plan for the whole nation is smart. I've used it, it is an incredible relief, and you've paid...

    You don't know what you are missing.
  • andyphx · 1 year ago
    Is someone going to ask McCain if he's ever had to pay for his own heath insurance? He's always been on the government dole. What a total dick. His let them eat cake plan will do NOTHING! What an elitist dick.
  • dogg42 · 1 year ago
    GREAT IDEA! McCain's plan will accelerate the errosion of those who do have access to healthcare, specifially us working stiffs who are fortuante to have employer subsidized insurance. This will eventually cause a "tipping point" where the majority of Americans no longer have access to healthcare which will force the healthcare industry to finally figure out how to provide affordable healthcare to Americal. May take a while and lots of suffering and deaths, but we'll get there. God Bless John McCain and his "vision". And God help the rest of us if he gets ellected.
  • Busboy · 1 year ago
    I'll tell you who I feel sorry for. It's for the guy with the ad just below the $5000 tax credit intro who says he got scammed 27 times. The guy has to be a hlilary supporter. You know what they say: scammed 26 times, shame on you; scammed 27 times, shame on me....
  • Busboy · 1 year ago
    Fireblazes, burger king's are broiled, not fried; unless you mean the french fries. Burger king employees are covered by workmen's comp when they are on the job and covered under their parents poicies when off the job. So, the parent gets the $5000 credit.